1. Purpose

This Acceptable Use Policy ("AUP") sets forth the rules and expectations for using StubSign. By using the Service, you agree to comply with this policy.

2. Intended Use

StubSign is built for small businesses, sole proprietors, and self-employed individuals who need to generate legitimate payroll documentation - pay stubs, pay slips, and earning statements - for their workers or for themselves. The Service currently supports 1099 contractor documentation only.

3. Your Sole Responsibility

You are solely and entirely responsible for:

• All data entered into StubSign, including worker names, compensation figures, hours, deductions, and tax information
• Ensuring that generated pay stubs accurately reflect real, legitimate compensation arrangements that have actually occurred or will actually occur
• The actual payment of wages or compensation to your workers - StubSign does not process any payments
• Compliance with all applicable federal, state, and local employment, labor, tax, and reporting laws
• Proper worker classification (independent contractor vs. employee)
• Any use of generated pay stubs by you or your workers, including submission to banks, lenders, landlords, or government agencies

Pay stubs generated by StubSign may or may not be accepted by banks, lenders, landlords, government agencies, or any other third party. Acceptance is entirely at the discretion of the receiving party, and StubSign makes no guarantees regarding acceptance.

4. Prohibited Activities

You may not use StubSign to:

• Generate pay stubs for non-existent workers, fictitious businesses, or fabricated employment arrangements
• Create fraudulent documentation for loan applications, housing verification, immigration proceedings, or any other purpose
• Fabricate, inflate, or misrepresent income, hours, or compensation figures
• Generate pay stubs that do not correspond to actual or planned compensation payments
• Submit false information for IRS TIN/EIN matching or Secretary of State verification
• Misrepresent your identity, business identity, or worker information
• Circumvent, manipulate, or abuse verification or security systems
• Use the Service in any manner that violates any applicable law or regulation
• Resell, redistribute, or sublicense access to the Service without written authorization
• Scrape, harvest, or extract data from the Service by automated means
• Introduce malware, viruses, or harmful code into the Service
• Attempt to access other users' data or accounts

5. Verification Integrity

All information submitted for IRS TIN/EIN matching and Secretary of State business verification must be truthful, accurate, and complete. Submitting false information for federal verification constitutes a federal offense and is a violation of this AUP.

6. Account Responsibility

You are responsible for all activity under your account. If you become aware of unauthorized access, you must notify us immediately at support@stubsign.com.

7. Enforcement

Violations of this AUP may result in:

• Immediate suspension or permanent termination of your account without refund
• Reporting to law enforcement or regulatory authorities
• Referral to the IRS or other government agencies
• Legal action to recover damages and enforce these terms

We reserve the right to investigate suspected violations and take action at our sole discretion, without prior notice.

8. Reporting Violations

If you become aware of anyone using StubSign in violation of this policy, please report it to support@stubsign.com.